Mike, having over 40 years of banking experience in New York City and Boston at several leading financial institutions, is known for his extensive management experience and his keen revenue growth abilities and long term relationship building. Currently Mike is President of TMXpert Group, LLC, a consulting firm based north of Boston. He is also a Senior Advisor with Optimized Payments Consulting which focuses on optimization of merchant card processing and interchange costs. He is also Senior Advisor to ESM Software which provides strategic plan execution software focused on the Balanced Score Methodology to all markets globally. He is also Senior Advisor to Redbridge, a consulting firm focused on bank fee optimization both in the US and globally. Mike has been an active NEAFP Board member since 2005.